Description

This one-hour continuing education course provides a clear and practical overview of cyber insurance and why it has become essential for nearly every business. Cyber coverage is no longer just for large companies with complex technology systems-any business that uses email, computers, smartphones, or the internet faces cyber risk. This session explains what cyber insurance is, who needs it, the most common types of cyber exposures, and the basic coverages available in today's marketplace. Participants will gain a straightforward understanding of how cyber losses happen, what they can cost, and how insurance responds to both direct business losses and lawsuits from others. Real-world examples and simple explanations make this complex topic easier to understand.